Legal Notice & Global Terms of Use and Sale

1. Legal Notice

Business Name: Israel Growth Venture
Legal Form: Essek Mourshe (עוסק מורשה) – Registered Israeli Business
Registration Number: 319258083
Address: 21 Gefen Street, Harish, Israel
Email: contact@israelgrowthventure.com

Publication Director: Mickael Benmoshé

This website is hosted by:
Render Services Inc.
San Francisco, California, USA

2. Scope

These Terms of Use and Sale (the "Terms") govern:

• Access to and use of the website
• All services provided by IGV
• Any quotation, agreement, invoice, or commercial collaboration

Use of the website or IGV services constitutes full and unconditional acceptance of these Terms.

3. Description of Services

IGV provides consulting, support and strategic development services, including but not limited to:

• Market analysis and feasibility studies
• Franchise and branch development
• Commercial expansion strategy
• Identification of zones and locations, and analysis of their commercial relevance
• Support in discussions and negotiations related to the location and the agreement related to the implementation
• Strategic and regulatory advisory
• Introduction to local partners
• Long-term development programs

All services are advisory in nature.

IGV does not guarantee commercial success.

IGV does not carry out any regulated activity for which it does not hold the required authorization or qualification.

4. Obligation of Means

IGV is bound by an obligation of means, not an obligation of result.

IGV shall not be held responsible for, including but not limited to:

• Market conditions
• Regulatory changes
• Economic downturn
• Decisions made by investors, partners, or authorities
• Discussions and negotiations related to the location and the agreement related to the implementation
• Denial of permits, approvals, or administrative authorizations
• Acts or omissions of third-party partners

5. Limitation of Liability

To the maximum extent permitted by applicable law, IGV's total liability shall not exceed the total amount paid by the client for the specific service concerned.

IGV shall not be liable for:

• Indirect damages
• Loss of profits
• Loss of opportunity
• Reputational harm
• Commercial failure
• Business interruption

This limitation applies regardless of the legal basis asserted (contract, tort, negligence, or otherwise).

6. Client Responsibility

The client represents and warrants that:

• All information provided to IGV is accurate, complete, and up to date
• The client has the legal authority and necessary permissions to enter into agreements
• The project complies with applicable laws

IGV shall not be liable for consequences arising from inaccurate, incomplete, or misleading information provided by the client.

7. Third-Party Disclaimer

IGV may introduce the client to third-party partners, including:

• Lawyers
• Consultants
• Landlords
• Investors
• Service providers
• Professionals holding the licenses or authorizations required where the assignment calls for it

IGV may support the client in discussions related to:

• The project
• The location
• The agreement related to the implementation

Where an activity is legally subject to a license or regulatory authorization, that activity is carried out exclusively by the relevant licensed professional.

IGV does not carry out any regulated activity for which it does not hold the required authorization or qualification.

IGV shall not be liable for:

• Acts, omissions, misconduct, or failures of third parties
• Contractual disputes between the client and a third party
• Financial loss arising from agreements concluded between the client and a third party

All third-party agreements remain independent of IGV.

8. Pricing and Payment

Prices may vary depending on the client's geographical location, the nature of the project, and the scope of the mission.

Payment methods may include:

• Bank transfer
• Credit card
• Online payment provider
• Any other method mutually agreed

Services commence only after payment confirmation.

Late payments may incur statutory interest under Israeli law.

9. Cancellation and Refund Policy

In accordance with the Israeli Consumer Protection Law (חוק הגנת הצרכן, 5741-1981) and its implementing regulations:

• A client acting as a consumer (an individual not acting in the course of a business) may, for a distance or off-premises transaction, give notice of cancellation within 14 days of the conclusion of the agreement or of receipt of the transaction disclosure document, whichever is later.
• Clients with a special status under the law — including new immigrants (olim hadashim), senior citizens, or persons with disabilities, as defined by law — may benefit from an extended cancellation period, which may extend up to four months where the conditions provided by law are met. IGV honors this extended period where the legal conditions are met.
• If the service has already begun at the time of cancellation, the client remains liable for the pro-rata value of the service already provided; a cancellation fee may apply within the limits permitted by law.
• The cancellation rules applicable to a service supplied or performed immediately are determined in accordance with the mandatory provisions of applicable law.
• For B2B relationships (client acting in the course of its business), cancellation and refund terms are determined contractually, on a case-by-case basis; the consumer-law provisions above do not apply in the same manner.
• Any valid refund request is processed in accordance with the timeframes and terms set out by applicable law.

This clause is provided for information purposes: if in doubt about eligibility, the client is invited to contact IGV. The mandatory provisions of Israeli law prevail in all cases over any conflicting clause in these Terms.

10. Data Protection

IGV complies with:

• Applicable Israeli legislation on privacy protection (Privacy Protection Law, 5741-1981), as amended from time to time, including Amendment No. 13, which took effect on August 14, 2025
• The EU General Data Protection Regulation (GDPR), where applicable

Personal data may be processed for:

• Contract execution
• Legal compliance
• Business communication

Clients located in the European Union have the right to:

• Access their data
• Request rectification
• Request erasure
• Restrict processing
• Object to processing

Data may be stored on servers located in the United States.

11. Cookies

The website may use technical and analytical cookies.

Users may manage cookie preferences via browser settings.

12. Intellectual Property

All materials provided or published by IGV (reports, analyses, strategies, visuals, texts, tools) remain the exclusive property of IGV unless otherwise agreed in writing.

No reproduction, resale, redistribution, or commercial exploitation is permitted without written authorization.

13. Force Majeure

IGV shall not be liable for delay or failure due to events beyond reasonable control, including but not limited to:

• War
• Terrorism
• Pandemic
• Government action
• Cyberattack
• Major infrastructure failure or major technical failure

14. Independence of Parties

Nothing in these Terms creates:

• A partnership
• A joint venture
• An agency relationship

IGV operates as an independent service provider.

15. Severability

If any provision of these Terms is found unenforceable, the remaining provisions shall remain in full force and effect.

16. Governing Law and Jurisdiction

These Terms are governed by Israeli law.

Any dispute shall be submitted exclusively to the competent courts of Tel Aviv-Yafo, Israel.

17. Ethical Policy

IGV reserves the right to refuse:

• Discriminatory projects
• Illegal activities
• Projects violating human dignity
• Activities contrary to Israeli law or applicable international law

IGV operates with integrity, neutrality, and professional transparency.

18. IGV Land — Sheet and Dossier

Nature of the service. IGV Land is an independent information, documentary analysis, advisory and support service dealing exclusively with the commercial, economic and professional operating components of public procedures and investment projects in Israel.

IGV Land does not provide services relating to housing or residential programmes. Where a public programme also includes a residential component, that component may be mentioned solely as contextual information where necessary to understand the economic, demographic or infrastructure environment of the project. It is not part of IGV Land's analysis, service or support.

Independence. IGV is independent of the public bodies mentioned. IGV does not act on behalf of any administration, municipality, ministry, the Israel Land Authority or any other public body.

IGV Land Sheet / IGV Land Dossier. The IGV Land Sheet is public and free of charge. The IGV Land Dossier is a paid document, specific to one project, accessible once payment has been confirmed.

One-off purchase. The IGV Land Dossier is a one-off purchase per project. No subscription is offered. Prices are EUR 1,000, USD 1,150 or ILS 3,500, excluding VAT, depending on the applicable currency, plus VAT at the rate in force (18%). These three amounts are fixed and independent: no conversion is applied between them.

Access conditions. Access to the IGV Land Dossier is personal. It is granted either through the client area or through a secure link sent by email. That link must not be published or passed on to a third party. IGV may suspend access in the event of sharing or manifestly abusive use.

Intellectual property. The analyses, summaries, commercial assessments and documents produced by IGV within IGV Land remain the property of IGV. The client is granted an internal right of use for the study of the project concerned. Any reproduction, distribution, resale or provision to a third party is prohibited without IGV's prior written consent.

Public sources. The IGV Land Dossier may cite and link to public documents issued by public bodies. Those documents remain the property of their issuers. The client is not purchasing access to a public document, but the selection, verification and analysis work carried out by IGV.

Verification of official documents. Published information is dated and reflects the state of the sources at the last verification date shown. The client remains responsible for checking, with the issuing bodies, the official documents in force, in particular the specifications, participation conditions and deadlines of a public tender (מכרז).

No guarantee of success. IGV guarantees no outcome, and in particular no tender award, no permit, no agreement and no profitability. IGV's obligation remains a best-efforts obligation (article 4).

Advisory engagement. Purchasing a dossier does not automatically include a personalised advisory engagement. A separate engagement may be offered on quotation to assist the client with deeper project analysis, assessment of constraints, strategic planning, preparation ahead of submission, and coordination with specialised professionals selected by the client. Fees remunerate IGV exclusively for the advisory and support work performed; they are independent of the outcome of the procedure.

Specialised professionals. IGV does not replace specialised professionals whose intervention may be required depending on the project. The client remains responsible for involving their own legal advisers, tax advisers, accountants, financial specialists, architects, engineers, technical experts and other specialised professionals when necessary. Their fees are not included in the IGV Land dossier unless otherwise expressly agreed in writing.

Cancellation and refund terms applicable to the purchase of an IGV Land Dossier are those set out in article 9, taking into account the immediately performed nature of the supply of the dossier.